Beyond cards in Latin America: how US and European wallets should compete

A perspective by Debjit Sarkar on LinkedIn.

Payments innovation relies on an interconnected ecosystem. Fintechs, banks, networks, and technology providers each bring capabilities that can be more valuable in combination.

A strong partnership starts with clarity: the customer problem, the responsibilities of each party, the commercial model, and the measures of success.

Look beyond launch. Operational ownership, escalation paths, and a practical approach to change are essential to making a partnership work over time.